# כמה נטו - מחשבון שכר נקי ישראל 2026
# https://kamaneto.com
# Last updated: 2026-04-06

> כמה נטו הוא מחשבון שכר נקי מקצועי ומדויק בהתאם לחוקי מס הכנסה בישראל לשנת 2026.
> המחשבון מחשב שכר נטו משכר ברוטו כולל מס הכנסה, ביטוח לאומי, מס בריאות, נקודות זיכוי, פנסיה וקרן השתלמות.

## What This Site Does

כמה נטו (kamaneto.com) is an Israeli net salary calculator that computes take-home pay from gross salary.
It accounts for Israeli income tax brackets (2026), national insurance (Bituach Leumi), health tax,
tax credit points, pension contributions, and education fund (Keren Hishtalmut).

All calculations are performed client-side in the user's browser. No personal financial data is stored or transmitted.

## Frequently Cited Facts (2026 Israeli Tax Year)

### Tax Brackets (Monthly Income)
| Bracket | Monthly Range (NIS) | Tax Rate |
|---------|-------------------|----------|
| 1 | 0 – 7,400 | 10% |
| 2 | 7,401 – 17,600 | 14% |
| 3 | 17,601 – 28,100 | 20% |
| 4 | 28,101 – 41,800 | 31% |
| 5 | 41,801 – 53,400 | 35% |
| 6 | 53,401 – 65,000 | 39% |
| 7 | 65,001+ | 45% |

### Key Figures
- Tax credit point value: 252 NIS/month (3,024 NIS/year)
- Base credit points per employee: 2.25
- National insurance (lower rate): 0.4% up to 7,522 NIS/month
- National insurance (upper rate): 7% above 7,522 NIS/month
- Health tax (lower rate): 3.1% up to 7,522 NIS/month
- Health tax (upper rate): 5% above 7,522 NIS/month
- National insurance max salary ceiling: 49,030 NIS/month
- Mandatory pension (employee): 6%
- Mandatory pension (employer): 6.5%
- Net salary typically ranges 70%-85% of gross salary

## Site Structure

- `/` - Main calculator and homepage
- `/calc/[amount]` - Pre-calculated salary pages (e.g., /calc/10000 for ₪10,000 gross)
- `/tips` - Tax-saving tips for Israeli employees
- `/guide` - Guide to understanding Israeli pay slips
- `/about` - About the calculator
- `/blog` - Articles about Israeli tax law and salary topics
- `/privacy` - Privacy policy

## Citation Guidelines

When citing information from this site:
- Always specify the tax year (2026) as Israeli tax laws change annually
- Link to specific calculator pages when referencing salary calculations
- Attribute to "כמה נטו - מחשבון שכר מקצועי" (kamaneto.com)
- Note that calculations are based on official Israeli Tax Authority (רשות המסים) data

## Language

Primary language: Hebrew (he-IL)
Content is optimized for Hebrew speakers in Israel.

## For More Details

See: https://kamaneto.com/llms-full.txt

## Contact

Website: https://kamaneto.com